Chesterfield Sofa Sofas & Chairs

How to buy a sofa financed in Ikea

Written by sofas4u

IKEA is a company of Swedish origin, dedicated to offering a range of products for the home, such as furniture and household items, at affordable prices for their customers. This store promotes the acquisition of its products in all its stores worldwide, through financing agreements with different Financial Institutions.

Facilitating access to low-cost Sofas, through financing plans adjusted to the family income of each client. Your purchases can be made both in our physical stores, as in our virtual stores, which can be withdrawn by the customer or sent home. In both cases, you can use the financing plan.

Pay easy, fast and without complications with:

Your IKEA VISA card


  • Instant and flexible financing
  • Split payments at the time of purchase at Ikea: Choose 3, 6 and 10 months without interest or, quotas of 19, 29, 39, 59 or 99 euros
  • And for your usual purchases inside and outside Ikea: Choose the payment method for your usual purchases, you can split in 3, 6, 10 or 12 months purchases over 30 euros that you make outside Ikea

How does it work?

Through the IKEA Visa card, various flexible payment plans are activated to facilitate and make possible the home you dream of. There are two financing options for the entire year with your IKEA VISA card.

For IKEA FAMILY members

Funding conditions for this option:

Minimum amount: € 10 Fee: € 1 / month. 0% interest up to 10 months

In all furniture and salon services

Funding conditions for this option:

Minimum amount: € 480 Fee: € 20 / month. 0% interest up to 24 months

Documentation to request your IKEA VISA card

Spanish nationality:

  • Spanish DNI or passport in force and issued in Spain.



  • EU: NIE or passport of the country in force + processing sheet of the NIE.
  • Outside the EU: Only the NIE in force will be valid.

Original of an income receipt

  • Employees: last payroll
  • Own-account workers: last IRPF (mod 100) completed or last quarter (mod 130 or 131).
  • Managers and administrators: last IRPF (mod 100) complete.
  • Retired pension certificate (revaluation sheet) or bank statement.
  • Pensioners: pension certificate (revaluation sheet) for the current year.

Original bank receipt to formalize the direct debit (NOT invoices):

  • Bank receipt of a service (electricity, gas, water, mobile phone …) in which the owner is the same one who requests the card.

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